One integration, every method
Cards, Ozow, EFT, scan-to-pay, Apple Pay, Google Pay, Samsung Pay, Capitec Pay and more - all behind one API and one checkout.
Proudly South African | Built for African commerce
Get paid in every way
South Africans love to pay.
A1LPay is the payment partner for ambitious South African merchants. Accept cards, Ozow, EFT, scan-to-pay, Apple Pay, Capitec Pay and more - with one integration, one dashboard, and one team that picks up the phone.
- No setup fee
- Settle in 1 business day
- PCI-DSS & POPIA aligned
Payment received
Just now
R 1 248.50
CARD
Ozow
EFT
Scan to pay
Apple Pay
Capitec Pay
Why A1LPay
A payments stack that just works - in Rands, on local time.
Most processors were built for somewhere else. We were built right here, for the way South African shoppers actually pay and the way merchants actually run.
Next-day settlement
Money in your bank account by 09:00 the next business day - at every major SA bank, no premium tier required.
POPIA-grade security
PCI DSS Level 1, 3-D Secure 2.2, machine-learning fraud screening, and data hosted on South African soil.
Built for African commerce
Rand-first reporting, local-bank reconciliation, support that understands your business - not a queue in another timezone.
Drop-in plugins
Live on WooCommerce, Magento, OpenCart and nopCommerce in under ten minutes - no developer required.
Honest, public pricing
No setup fees, no monthly minimums, no surprises. The rate you see is the rate you pay - full stop.
Payment methods
Every way South Africa pays - covered.
From a tap of Apple Pay in Centurion to an Ozow payment from a phone in Mthatha - one A1LPay checkout handles it.
Card payments
All major credit & debit cards
Ozow
Instant EFT
EFT transfer
Bank transfer
PnP Cash deposit
In-store, R50 - R3000
Scan to pay
QR code payments
Apple Pay
Mobile wallet
Google Pay
Mobile wallet
Samsung Pay
Mobile wallet
Happy Pay
Buy now, pay later
Capitec Pay
Bank app payment
Visa Click to Pay
Where card not available
Plugins & integrations
Live in minutes, not weeks.
Official A1LPay plugins for every major eCommerce platform. Download, install, paste in your keys, ship.
Woo
WooCommerce
For WordPress stores. Supports subscriptions, refunds, and the WooCommerce Blocks checkout.
Download plugin ->Magento
Adobe Commerce & Magento Open Source. Composer-installable, full multi-store support out of the box.
Download plugin ->OC
OpenCart
Drop-in extension for OpenCart 3.x and 4.x. Hosted & iframe checkout flows, recurring billing, refunds.
N
nopCommerce
For .NET-based stores. Native nopCommerce payment plugin with hosted checkout, refunds, and webhooks.
Not on this list? We've got you.
Our REST & webhook APIs let your developers integrate A1LPay into any stack - whether it's a custom-built store, a headless commerce setup, or an in-house ERP. And if there's a platform you'd like us to support natively, we'll build a plugin for it.
Pricing
Transparent rates. No surprises.
Pay only when you get paid. No setup fees. No monthly minimums. Your tier is set by your monthly transaction volume - the more you process, the less you pay.
Starter
For new stores & side projects
Up to R 250 000 / month
2.95%
+ R 1.50
per successful transaction
- All major cards & wallets
- WooCommerce / Magento / OpenCart / nopCommerce plugins
- Next-day settlement
- Email support (24h)
- Basic fraud screening
Growth Most popular
For scaling stores & established brands
R 250 000 - R 5 000 000 / month
2.45%
+ R 1.00
per successful transaction
- Everything in Starter, plus -
- Ozow, EFT & scan-to-pay
- Recurring billing & tokenisation
- Priority phone & WhatsApp support
- Dedicated onboarding manager
Enterprise
For high-volume & regulated merchants
R 5 000 000+ / month
Custom
Interchange++ & volume rates
- Everything in Growth, plus -
- Interchange++ pricing model
- Smart routing & multi-acquirer
- Custom settlement schedules
- Dedicated account manager
- SLAs & uptime guarantees
All prices exclude VAT. International cards +1.5%. See full fee schedule ->
White-label & OEM
Your brand. Our rails.
Banks, ISVs, agencies and fintechs run A1LPay under their own name and logo. We provide the infrastructure, certifications and the SA-based ops team. You keep the customer relationship - and a slice of every transaction.
-
Branded checkout & portal
Your logo, your colour palette, your domain. Your customers see your brand from authorisation to settlement reporting.
-
Revenue share, not licence fees
Earn on every transaction your merchants process. No setup fees, no monthly minimums, no surprise true-ups.
-
You inherit our certifications
PCI DSS Level 1, ISO 27001, POPIA-aligned. Sell into regulated markets without the 18-month audit cycle.
-
Co-engineered onboarding
A dedicated A1L Technology team helps you architect, brand, launch and support. Most partners go live in 6 - 10 weeks.
Security & compliance
Bank-grade security, without the bank-grade paperwork.
A1LPay is PCI DSS Level 1 certified - the highest tier - so you don't have to be. Customer card data never touches your servers, and our infrastructure is hosted on South African soil for full POPIA alignment.
PCI DSSLevel 1 certified
POPIASA data residency
3-D Secure 2.2Frictionless SCA
ISO 27001Information security
About A1LPay
Built by people who've been moving money in Africa for two decades.
A1LPay is a product of A1L Technology, a subsidiary of A1L Digital - a Centurion-based consulting and managed-services firm with a 20-year track record in telecom and financial-services transformation across Africa and the Middle East.
Where most payment platforms are software companies first and payment experts second, we built A1LPay the other way around: with the same teams that have moved billions of rand through bank-grade infrastructure for South Africa's largest operators. Local, accountable, and built to last.
Visit A1L Digital ->
Get in touch
Let's get you paid.
Tell us about your business and we'll be back within one business day with a tailored proposal - pricing, integration plan, and an onboarding date.
Book a chat with us 30-minute intro call | pick a time that suits you- sales@a1lpay.co.za
- Mon-Fri | 08:00-17:00 SAST
- Centurion, Pretoria